The Lehigh Valley Is Growing Fast. Your Insurance Company's Adjuster Isn't Keeping Up. We Are.

From Allentown to Bethlehem, Easton to Emmaus — when property damage strikes anywhere in the Lehigh Valley, Capitol Adjustment fights to get you every dollar your claim is worth.

Available 24/7
Licensed PA · NJ · DE · MD · CT
Contingency only — $0 upfront
400 Mack Drive, Croydon PA — minutes away

Serving the Lehigh Valley, Pennsylvania

Three cities, complex property losses

The Lehigh Valley connects older Allentown rowhomes, Bethlehem's post-industrial and Bethlehem Steel legacy areas, Easton's riverfront, and expanding suburbs in Whitehall and Salisbury. The Lehigh River and Delaware River bring flood exposure, particularly around Easton, while aging urban properties can face elevated fire and water-loss complexity. Rapid growth means newer construction sits alongside historic and industrial-era buildings.

Capitol Adjustment provides independent claim advocacy for the region's fire, storm, water, and flood-related property losses. We help identify the full repair scope in attached homes, legacy industrial-adjacent structures, and modern suburban properties. Our work is especially valuable when river damage, hidden moisture, or a large loss requires more detailed documentation than an initial insurer inspection provides.

Storm damage affecting a Lehigh Valley property

Local landmarks we serve

Bethlehem Steel historic site
Lehigh River corridor
Allentown downtown
Easton Delaware River waterfront
Whitehall Township suburban corridor

Why Lehigh Valley Chooses Us

We work for you — not the insurance company

125+ Years Combined Experience

Our team has handled hundreds of property damage claims across Lehigh and Northampton Counties.

No Upfront Cost

We work on contingency. You pay nothing until we recover your settlement.

Licensed in Pennsylvania

Fully licensed PA public adjusters serving Allentown, Bethlehem, Easton, and the entire Lehigh Valley.

Available 24/7

Property damage doesn't wait for business hours. Neither do we. Call us any time at 267-343-7301.

What We Handle

Lehigh Valley property damage claims we manage

Fire Damage
Smoke Damage
Water Damage
Storm Damage
Roof Damage
Wind Damage
Hail Damage
Burst Pipes
Mold Damage
Vandalism

Coverage Area

Serving the entire Lehigh Valley

Allentown
Bethlehem
Easton
Emmaus
Whitehall Township
Salisbury Township
Hanover Township
Northampton
Catasauqua
Coopersburg
Macungie
Slatington
Pen Argyl
Wind Gap
Bangor
Bath
Nazareth
Hellertown
Fountain Hill
Wilson Borough

Common Questions

Lehigh Valley public adjuster FAQs

Does Capitol Adjustment serve the entire Lehigh Valley?

Yes. We handle claims throughout Lehigh and Northampton counties — from Allentown and Bethlehem to Easton, Emmaus, Nazareth, and the surrounding townships. Our adjusters are licensed in Pennsylvania and available 24/7 at 267-343-7301.

What types of property damage are most common in the Lehigh Valley?

The Lehigh Valley sits in a corridor that sees significant hail and wind activity from summer convective storms. Allentown and Bethlehem's dense urban neighborhoods — many with older brick and stucco construction — are particularly vulnerable to water intrusion, ice dams, and roof failures. The Lehigh River and its tributaries create flood exposure in lower-lying areas of Allentown, Catasauqua, and Northampton. Fire losses in the Valley's older housing stock are also a frequent claim type.

My Allentown home had storm damage — what should I do first?

Document everything with photos and video before any cleanup or temporary repairs. Mitigate further damage — board up openings, cover exposed roofing — but don't make permanent repairs until the insurer has inspected. Then call us at 267-343-7301. The earlier we get involved, the stronger your claim documentation will be. Allentown homeowners who call us before the insurer's adjuster visits consistently receive better outcomes.

Can a public adjuster help with a denied or underpaid claim in the Lehigh Valley?

Yes. We handle denied and underpaid claims throughout the Lehigh Valley. A denial is not final — we review the insurer's basis, build a documented rebuttal, and negotiate a revised settlement. One Bethlehem homeowner came to us after a $22,000 roof and water damage offer; after we documented the full structural scope including hidden moisture damage, the final settlement was $67,000.

How does Capitol Adjustment handle water damage claims in the Lehigh Valley?

Water damage claims require fast, thorough documentation — moisture migrates quickly and hidden damage is easy for insurers to dispute after the fact. We use moisture meters and thermal imaging to identify water penetration behind walls and under flooring, document the full scope before drying begins, and make sure the proof of loss covers not just the visible damage but the complete restoration cost including drywall, flooring, cabinetry, and any mold remediation.

Does Capitol Adjustment handle commercial property claims in the Lehigh Valley?

Yes. We handle commercial property claims throughout the Lehigh Valley — office buildings, retail spaces, warehouses, and mixed-use properties. Commercial claims involve additional complexity: business interruption coverage, equipment and inventory losses, and lease obligations. We manage all of it and negotiate with the insurer on your behalf.

How much does Capitol Adjustment charge in the Lehigh Valley?

We work on a contingency fee basis — no upfront costs, no hourly fees. You pay nothing until we recover your settlement. Our fee is a percentage of the final amount we recover for you. Lehigh Valley homeowners and business owners consistently recover more with professional representation than they do negotiating alone.

Dealing with property damage in the Lehigh Valley?

Call us now or request a free claim review. We'll tell you exactly what your claim is worth — no obligation.

What Our Clients Say

Real Stories. Real Results.

Verified Google reviews from homeowners we've helped.

"After dealing with a stressful insurance claim and months of back-and-forth with the insurance company, I honestly don't know what I would have done without this team. They went to bat for me and fought tirelessly on my behalf, handling mountains of paperwork and constant pushback. Their persistence and expertise resulted in a settlement that far exceeded what I could have achieved on my own. Beyond their professionalism, they are genuinely good people who truly care about their clients and treat you like family."
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Theodore Brophy

2 weeks ago · Google Review

"I had an amazing experience working with Capitol Adjustment and their team. From start to finish, they were professional, responsive, and truly had my best interest in mind. They worked hard on my claim and were able to get me a significant amount of money back — way more than I expected. You can tell they genuinely care about their clients and go above and beyond to make sure everything is handled properly."
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Jennifer Brooks-Donnelly

3 months ago · Google Review

"My girlfriend and I contacted Tim at Capitol Adjustment when we experienced water damage on our newly purchased home. Tim and his company came out right away, took photos, assessed the damage, and helped us navigate through our insurance claim process with proper documentation. They've been extremely professional and super helpful throughout these last few months. Tim and his company were there every step of the way to answer any questions and kept us fully up to date throughout the whole process."
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Doug Casale

1 month ago · Google Review

"We were on the fence about whether or not to use an adjuster when dealing with fire damage at our home, and we could not be more grateful. Thanks to Dave's knowledge and request to cut a small hole in our ceiling, our insurance discovered severe smoke damage in all of our ceilings and behind our walls. Steve continued to be incredibly supportive during the 5 months we were displaced. These guys absolutely know their stuff. We don't know how we would have made it through this year without them!"
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Kyle Leigh Healy

7 months ago · Google Review

"If there's one thing you should do in the event of having a home disaster is call Capitol Adjustment. I had a pipe burst and it damaged all floors of my home! With the proper guidance and education from Dave Ryan I was able to have my home repaired! Dave not only handled everything with my insurance company, he also helped me find a reliable contractor for the repairs. Dave by far goes above and beyond for his customers and I highly recommend him!!"
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Roneece D

8 months ago · Google Review

"I had an awesome experience with Capitol Adjustment! I worked through the process with David Ryan and let me tell you, these guys know what they're doing. For someone like myself that had never been through an event like this before, Dave was able to clearly walk me through everything until it was resolved. I highly recommend using them!"
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Brett Estok

8 months ago · Google Review

"We are very grateful for the way Capitol Adjustment handled our claim and how they walked us through the process with no problems. They took care of dealing with the insurance company completely while I was able to take care of repairing my property. We would like to especially thank George Carroll for staying in touch with us throughout this entire time and for getting us great results."
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Paul Zito

6 months ago · Google Review

"Capitol Adjustment helped guide us through this stressful period. Dave and his team were professional and empathetic to the situation, informative and supportive in assessing all damages from a neighboring fire. They reviewed all our options and helped make the best decisions we could. I'd recommend their team if you and your family are ever in need."
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edgardo deleon

1 year ago · Google Review

"My roof sustained severe damage from a huge tree branch. I was lost on what to do. After our first conversation with George at Capitol Adjustment, I knew I called the right person. The professional, quick service — from removing the tree branch, speaking with my insurance company, to having the roof and gutters replaced — was outstanding. It was a real pleasure dealing with such an honest person. I don't write reviews unless it's 5-star service. This was definitely it."
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George Brown

1 year ago · Google Review

"Words and appreciation cannot be expressed as it deserves. My adjuster Shawn and his team are unbelievable — caring, precise, attentive, detailed, and hard working. Shawn did everything possible to make sure my husband and I entered our home in a better state than before. We were entirely blessed to have come across a group of people who made sure our home was back better than before."
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DIAMOND GHEE JR.

1 year ago · Google Review

"George provided outstanding support after storm damage to a roof and interior. He was extremely communicative and responsive throughout the entire process, keeping me informed at every step. What impressed me most was how he guided me through the complex insurance claim process and handled all correspondence with my insurance company on my behalf. His expertise and professionalism made a stressful situation much more manageable."
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Anthony Smyrski

1 year ago · Google Review

"I worked with Tim and the Capitol Adjustment team and they are a delight to work with. They helped me understand the process and proactively worked with my mortgage company to get status on payments. If you are looking for a proactive claim adjuster willing to hold your hand throughout the process, it is Tim and Capitol Adjustment."
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Buyan Kumar

1 year ago · Google Review

"My husband and I bought our first home and about a month later had a major sewer line issue. Steve from Capitol was a referral through family and I am so glad we contacted him. His time spent dealing with our insurance company alone shows the dedication he has to the business. It took almost a year of battling with our insurance company but he was able to have our loss and the damage covered. Without hesitation, I would recommend Capitol — they know the industry and took a lot of stress off of us."
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Madison Brandt

4 years ago · Google Review

"These folks at Capitol Adjustment were absolutely terrific in getting me the most for my home destroyed by fire! They seem to care about their clients, which is something I worried about, but they were very caring and understanding. It is a tough time and they alleviated much of the stress associated with a house fire. Kudos to George and Tim!"
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Robbie Ellis

1 year ago · Google Review

Reviews sourced from Google