Our Team
The People in Your Corner
We are a team of licensed public adjusters with 125+ years of combined experience. We help families in times of need and represent your claim from start to finish — working for your interests every step of the way.
Our Founders
Co-Founder · Large Loss Adjuster
Tim Schad
Timothy Schad has spent more than 15 years helping families rebuild after unexpected property losses. As a Licensed Public Adjuster, he understands that behind every claim is a homeowner who’s been through one of the most difficult moments of their life. His goal is simple: to guide clients through the process, answer their questions honestly, and help them move forward with confidence.
Before becoming a public adjuster, Tim worked as a Journeyman with Local 27, where he gained years of hands-on construction experience. That background allows him to recognize the full scope of damage and understand what it truly takes to restore a home the right way.
As a Partner at Capitol Adjustment, Tim believes every family deserves someone in their corner who will take the time to listen, explain the process, and never lose sight of what’s most important: getting them back home.
Outside the office, Tim enjoys working on cars and tackling mechanical projects in his spare time. He’s been happily married for more than 10 years, is the proud father of two children, and spends much of his free time with his family’s two German Shepherds.
Co-Founder · Licensed Public Adjuster
Steve Chairmonte
I've been in the construction industry since I was 18 years old, and over the years I've learned that rebuilding a home is about far more than lumber, drywall, and paint. It's about helping families recover after one of the hardest moments of their lives.
As Co-Founder of Capitol Adjustment and a licensed Public Insurance Adjuster in Pennsylvania, New Jersey, Delaware, Maryland, and Connecticut, I've dedicated my career to helping homeowners and business owners navigate the insurance recovery process with confidence. I've represented clients through thousands of insurance claims involving tens of millions of dollars in property losses, but behind every claim is a family, a business, or a future that's been turned upside down. That's something I never forget.
I believe every homeowner deserves the right to a professional reconstruction after a covered loss. My job isn't just to help settle an insurance claim. It's to help make sure families can walk back through their front door knowing their home was restored with the quality, care, and accountability they deserve. Because long after the claim is closed, that's the part that matters most.
Office Manager · Controller
Brooke Gallen
I'm Brooke Gallen, and I am the Office Manager and Controller for our public adjusting firm. I've been with the company for almost 10 years and have worked in the industry for more than 15 years. During that time, I've had the opportunity to learn every aspect of the business and take on a variety of responsibilities that help keep our office running smoothly.
I enjoy being the person behind the scenes who keeps things organized, supports our team, and helps ensure our clients have a positive experience throughout the claims process. Whether I'm managing the day-to-day operations, overseeing our financials, or helping solve problems as they come up, I take pride in being someone my coworkers can count on.
One of the things I appreciate most about my job is working with a team that genuinely cares about helping people during difficult times. I'm proud to be part of a company that advocates for our clients and works hard to make the insurance claims process as smooth and successful as possible.
Mortgage Processing · Licensed Public Adjuster
Jeannie Simmons
I have proudly been with Capitol Adjustment for over eight years. My passion for continuous learning, strong communication skills, and genuine compassion for others have helped me succeed in this dynamic industry.
As a dedicated team player, I am committed to delivering efficient, high-quality service and always strive for excellence. I take a "no-fuss" approach to every task—big or small—ensuring that each one is handled with professionalism and care to help achieve our shared goals.
I work closely with homeowners, mortgage companies, and your chosen contractors to ensure the insurance claim check process is handled smoothly and efficiently. By coordinating every step of the process, I help minimize delays and keep your claim moving forward, allowing you to focus on restoring your property.
In addition to my role at Capitol Adjustment, I am a licensed Public Adjuster and a Notary Public. These qualifications allow me to provide knowledgeable guidance and comprehensive support throughout the claims process.
Your satisfaction is always my highest priority, and I am committed to providing a positive, reliable experience every step of the way.
Meet Our Team
Senior Large Loss Adjuster
Frank Casey
With more than 16 years of experience in the insurance industry, Frank has dedicated his career to helping homeowners and business owners recover after unexpected property losses. His background in construction gives him a practical understanding of how buildings are put together and what it takes to restore them properly, allowing him to recognize damage that others may overlook and evaluate losses with confidence.
Frank is known for taking the time to thoroughly inspect every property, explain the claims process in straightforward terms, and advocate for his clients every step of the way. Years of hands-on construction experience taught him the importance of identifying not only the obvious damage, but also the underlying issues that can impact the safety, integrity, and long-term restoration of a property. This attention to detail helps ensure every claim is properly documented and supported.
Whether handling fire, water, storm, or other property damage claims, Frank combines technical expertise with a genuine commitment to helping policyholders receive the settlement they deserve. Clients appreciate his honest approach, responsive communication, and ability to make a stressful situation feel more manageable. His focus is simple: provide knowledgeable guidance, protect his clients' interests, and help them move forward with confidence after a loss.
Licensed Public Adjuster
Joseph Bolanos
Joseph Bolanos is a Licensed Public Adjuster who brings a hands-on, detail-oriented approach to every claim he handles. With a background rooted in construction and property damage assessment, Joseph understands what it takes to accurately document a loss and build a claim that reflects the true cost of restoring a home or business.
Joseph works closely with policyholders throughout the entire claims process — from the initial inspection and damage documentation through negotiation and final settlement. He takes the time to explain each step clearly, answer questions honestly, and make sure his clients feel supported and informed from start to finish.
His commitment is straightforward: every policyholder deserves a thorough, professional advocate who will fight for a fair outcome. Joseph takes that responsibility seriously on every claim he manages, and he takes pride in helping families move forward after one of the most stressful experiences they will face as homeowners.
Licensed Public Adjuster
George Carroll
George Carroll is a Licensed Public Insurance Adjuster with more than 15 years of experience representing homeowners and business owners through the insurance claims process. Before becoming a Public Adjuster, George spent more than a decade as a mechanical contractor, giving him a strong understanding of building systems, construction methods, and the complexities of property damage.
Throughout his career, George has built a reputation for conducting thorough property evaluations, identifying hidden damages that are often overlooked, and advocating for policyholders throughout the claims process. His extensive knowledge of construction and insurance allows him to accurately evaluate losses, develop well-supported claim documentation, and negotiate fair settlements that reflect the true scope of the damage.
George believes every policyholder deserves honest guidance, clear communication, and an advocate who will stand beside them from the initial inspection through the final settlement. His goal is to help clients navigate the insurance process with confidence while ensuring their property is restored the way it should be after a covered loss.
Licensed Public Adjuster
David Ryan
David Ryan is a Licensed Public Adjuster with a unique background in both property restoration and insurance claims. He began his career in the restoration industry, becoming IICRC Certified while gaining hands-on experience with fire, water, storm, and property damage restoration. That real-world experience gave him a thorough understanding of how properties are restored, how damages are documented, and what it takes to return a home or business to its pre-loss condition.
After earning his Public Adjuster license, David dedicated his career to representing homeowners and business owners throughout the insurance claims process. Known for his attention to detail and client-first approach, he takes pride in helping policyholders understand their coverage, accurately document damages, and navigate every step of the claims process with confidence. His background in restoration allows him to recognize issues that are often overlooked and ensure nothing is missed during the evaluation of a loss.
David believes every client deserves honest guidance, clear communication, and an advocate who genuinely cares about the outcome. His goal is not only to help clients receive the benefits they are entitled to under their insurance policy, but to help make the road to recovery a little less overwhelming.
Licensed Public Adjuster
Thomas Whitaker
Thomas Whitaker is a licensed and bonded Public Insurance Adjuster serving homeowners and business owners throughout Pennsylvania and New Jersey. With more than 20 years of experience in construction, property restoration, and insurance claims, he brings a level of expertise few professionals in the industry can offer.
Before becoming a Public Adjuster, Thomas spent 10 years as a Union Glazier in commercial construction, developing an extensive understanding of how buildings are designed, built, and repaired. He later spent seven years in the fire and water restoration industry, beginning in emergency mitigation before advancing to Vice President of a restoration company, where he oversaw operations and managed the successful reconstruction of residential and commercial properties.
Today, Thomas combines that hands-on construction knowledge with his experience as a Public Insurance Adjuster to advocate exclusively for policyholders. His unique background allows him to identify damages that are often overlooked, understand the true scope of repairs, and help ensure every client receives the professional restoration their property deserves.
Thomas believes every homeowner deserves the right to a properly restored home after a covered loss, and he is committed to guiding families through one of the most difficult times in their lives with honesty, integrity, and unwavering advocacy.
Licensed Public Adjuster
Edward O'Neill
Edward O'Neill is a Licensed Public Adjuster with a background that spans both the construction trades and the insurance claims industry. That combination gives him a practical, ground-level understanding of property damage — how it happens, what it costs to fix properly, and where insurance company estimates most often fall short.
Ed works directly with homeowners and business owners from the moment a loss occurs through the final resolution of their claim. He is known for thorough inspections, careful documentation, and a straightforward communication style that helps clients understand exactly where their claim stands at every stage of the process.
His approach is built on a simple belief: policyholders deserve an advocate who is as invested in the outcome as they are. Ed brings that commitment to every claim he handles, and he takes pride in helping families recover fully after fire, water, storm, and other property losses.
Licensed Public Adjuster
Orest Plypchuk
I am a licensed Public Adjuster in Pennsylvania and New Jersey with more than 15 years of experience in the construction industry. Throughout my career, I have worked on residential and commercial properties, gaining firsthand knowledge of building systems, construction methods, and the challenges property owners face after unexpected damage.
My construction background allows me to accurately assess property damage and understand the true scope of repairs needed after fire, water, storm, wind, hail, and other covered losses. I enjoy helping homeowners and business owners navigate the insurance claims process by providing honest guidance, careful documentation, and professional representation from start to finish.
I believe that every client deserves transparency, integrity, and personal attention. I take the time to understand each property's unique circumstances and work diligently to help ensure every claim is thoroughly evaluated. My goal is to make the claims process as straightforward as possible while helping my clients recover fairly and move forward with confidence after a property loss.
